Better Equity Fixed Rate Options

ProgramTerm APR*
Better Home Equity Line
(1-4 Family Owner Occupied Properties)
Fixed for 12 months2.99%
Variable Rate based on Prime minus one half of a percent thereafter4.75%
Better Equity
Fixed Rate Options
Term Payment per $1,000APR*
5 Years$18.413.99%
10 Years$10.484.75%
15 Years$8.045.25%
Variable APR (Annual Percentage Rate) based on the Wall Street Journal Prime Rate published on the last business day of the month. 5.250% as of 8/1/2019. Prime less 0.50% subject to minimum APR of 3.00%. Rates are subject to change. 2.99% APR in effect for the first 12 months following account set up; afterwards a minimum APR of 3.00% will apply. Maximum APR 18.00%. The interest rate may change after consummation. $50.00 annual fee. $500 early termination fee. Interest plus ½ % principal payments for initial 10 years, with additional 10 year payback of P&I. Maximum LTV 80%, rate and terms may vary based upon property type, property value, loan amount, loan to value ratio, credit history, lien position and income. Not available for homes currently for sale or intended to be sold. 1-4 family, owner occupied residences, condominiums and 2nd/vacation properties qualify. Property insurance required. Flood insurance may be required. Consult a tax advisor for information regarding the deductibility of interest and charges. All loans subject to credit approval and underwriting approval. Certain fees & restrictions may apply.

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