Auto & Personal Loan Rates

Our flexible loan options make it easy for you to make a one-time large purchase, such as a new car, or to pay off or consolidate higher-interest debt.

Use this calculator to help you determine your monthly car loan payment or your car purchase price.

Vehicle YearsTermMonthly payments for loan of $1,000APR*
Auto Loans – New2025 – 2026Up to 60 months$19.10 5.49%
2025 – 202672 months$16.46 5.74%
Auto Loans - Used2022 – 2025Up to 60 months$19.22 5.74%
2022 – 202572 months$16.575.99%
2018 – 2021Up to 60 months$19.225.74%
2016 – 201736 months$31.227.74%
Personal Loans$7,500.00 3 Years$35.65 16.99%
$5,000.00 2 Years$47.07 11.99%
*Annual Percentage Rate (APR) effective January 29, 2026. Rates and terms are subject to change at any time without notice. Bank may withdraw offer at any time. Other restrictions and conditions may apply. All loan applications are subject to credit approval.

For qualified applicants financing may be available for new and used vehicles up to 100% of purchase price plus sales tax. Vehicles must have fire, theft and collision insurance coverage.

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Here to help neighbors meet their financial goals.

Auto and Personal Loans

We offer a range of programs.

Loan Options

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It’s time to bank local.

To learn more about how Stoughton Co-Operative Bank can help you succeed and reach your goals, call (781) 344-3080, stop by one of our locations, or use our contact form.