CDs and IRAs

Time to help your money grow.

Stoughton Co-Operative Bank offers a range of longer-term savings options with competitive rates and the assurance of full deposit protection.

Contact Us to Get Started

Certificate of Deposit (CD)

Open a CD and earn a guaranteed fixed rate for a few months, or a few years. Just choose the rate and term that best suits your timeframe and enjoy the security of full deposit protection.

Click for our current Checking & Savings rates.

Individual Retirement Account (IRA)

Be ready for retirement with our FDIC/DIF-insured IRAs. We can also help you roll over or transfer IRA accounts from previous employers or financial institutions. (Please note: IRA limitations may apply).

IRA Special

24-month CD Special

4.25 % APY*

Traditional or Roth IRA

*Annual Percentage Yield (APY), effective 10/8/26 and subject to change. The minimum balance to open and earn the APY is $1,000. Must be new money to Stoughton Co-Operative Bank. Account is subject to a penalty for early withdrawal of principal. Fees could reduce earnings.

Time to Manage Your Money

We have the tools you need to make it easy for you to manage your money – anywhere, at anytime.

Online Banking

Log in to manage your accounts anytime, anywhere.

About Online Banking

Mobile Banking

Download our Mobile Banking App and take your accounts with you.

About Mobile Banking

Deposit Rates

A range of rates and time frames to fit your saving timeline.

View Deposit Rates

Deposits Insured in Full

Each depositor is insured by the Federal Deposit Insurance Corporation (FDIC) to at least $250,000. All deposits over and above this amount are covered by the Depositors Insurance Fund (DIF).

Learn more about Deposit Insurance.

We’re Here for You

Unsure of where to start? At Stoughton Co-Operative Bank, we are here to help you find the banking resources that meet your needs and timeline.

Tell us how we can help.

It’s time to bank local.

To learn more about how Stoughton Co-Operative Bank can help you succeed and reach your goals, call (781) 344-3080, stop by one of our locations, or use our contact form.