Mortgages & Home Financing

Time to move forward with your home dreams.

Whether you are buying your first home, refinancing, or moving to your next home, Stoughton Co-Operative Bank has a team of mortgage experts ready to deliver a mortgage that will work for your goals, your family – and your budget.

With a fixed rate and monthly payment for the life of the loan, a Fixed Rate Mortgage makes budgeting easy.

Starting with a lower rate and monthly payment which then adjusts over the life of the loan, an Adjustable-Rate Mortgage (ARM) is a good choice for those looking to maximize their budget or planning on moving in a few years.

Looking to lower your mortgage payment, shorten the term, or use your equity to get cash out? Now might be the time to consider refinancing.

Time to Get Started

Here to help neighbors become homeowners.

Check Rates

We offer a range of rates and programs.

Check Mortgage Rates

Mortgage Calculators

Use these calculators to help you as you make mortgage decisions.

Use the Calculators

Talk to Our Team

Here to help you with any questions.

Contact Us

First Time Homebuyer Programs

We understand buying your first home can be scary. At Stoughton Co-Operative Bank we offer a range of financing options to time homebuyers.

Learn more about First Time Homebuyer Programs.

Home Equity Loans & Lines of Credit

Take advantage of a smart, easy, and flexible way to finance home improvements, pay for college expenses, consolidate debt, or afford virtually any other life expense.

Learn more about Home Equity options.

It’s time to bank local.

To learn more about how Stoughton Co-Operative Bank can help you succeed and reach your goals, call (781) 344-3080, stop by one of our locations, or use our contact form.