Auto Loan Rates

TypeTermMonthly Payment
for loan of $1000
APR*
New Auto Loans 2017/201848 months$21.912.49%
New Auto Loans 2017/201860 months$17.742.49%
New Auto Loans 2017/201872 months$15.192.99%
Used Auto Loans 2012/201748 months$22.022.75%
Used Auto Loans 2012/201760 months$17.862.75%
Older Used 2008/201136months$28.972.75%
Older Used 2007 or older36 months$29.974.99%
*APR = Annual Percentage Rate. Advertised 2.49% APR reflects a 1% discount and is only valid if payments are automatically deducted from a Stoughton Co-Operative Bank checking account which has established direct deposit. A new (2017-2018) auto loan at 2.49% APR for 60 months would have monthly payments of $17.74 per $1,000 borrowed. Without the 1% discount option the Annual Percentage Rate is 3.49% with monthly payments of $18.19 per $1,000.00 borrowed. A used (2012-2017) auto loan at 2.75% APR for 60 months would have monthly payments of $17.86 per $1,000 borrowed. Without the 1% discount option the Annual Percentage Rate is 3.75% with monthly payments of $18.30 per $1,000.00 borrowed. For qualified applicants financing may be available for new and used vehicles up to 100% of purchase price plus sales tax. Vehicles must have fire, theft and collision insurance coverage. Rates and terms are subject to change at any time without notice. Bank may withdraw offer at any time. Other restrictions and conditions may apply. All loan applications are subject to credit approval.

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