Auto Loan Rates

TypeTermMonthly Payment
for loan of $1000
APR*
New Auto Loans
2020 - 2021
48 months$21.691.99%
New Auto Loans
2020 - 2021
60 months$17.642.25%
New Auto Loans
2020 - 2021
72 months$15.192.99%
Used Auto Loans
2014-2020
48 months$22.132.99%
Used Auto Loans
2014 - 2020
60 months$17.962.99%
Older Used 2010/201336months$29.082.99%
Older Used 2009 or older36 months$29.974.99%
*APR = Annual Percentage Rate. Advertised rates reflect a 1% discount and is only valid if payments are automatically deducted from a Stoughton Co-Operative Bank checking account which has established direct deposit. A new (2020-2021 never registered vehicle) auto loan at 2.25% APR for 60 months would have monthly payments of $17.64 per $1,000.00 borrowed. Without the 1% discount option the Annual Percentage Rate is 3.25% with monthly payments of $18.08 per $1,000.00 borrowed. A used (2014-2020) auto loan at 2.99% APR for 60 months would have monthly payments of $17.96 per $1,000 borrowed. Without the 1% discount option the Annual Percentage Rate is 3.99% with monthly payments of $18.41 per $1,000.00 borrowed. For qualified applicants financing may be available for new and used vehicles up to 100% of purchase price plus sales tax. Vehicles must have fire, theft and collision insurance coverage. Rates and terms are subject to change at any time without notice. Bank may withdraw offer at any time. Other restrictions and conditions may apply. All loan applications are subject to credit approval.

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