New & Used Car Loan Rates

With flexible options on new or used cars, our Better Auto Loan makes it easy for you to save on your next vehicle, whether you are buying from a dealer, the classifieds, or a friend. Plus, we’ll get you on the road quickly with loan decisions available within one business day.

Already have a car? Refinance your current loan and start saving.

Click here to Apply Online

See how far your hometown bank will go for you.
To learn more about how Stoughton Co-Operative Bank can help you and succeed, call (781) 344-3080, stop by one of our locations, or use our contact form.

All loans subject to credit approval.

 

New Auto LoansTermMonthly Payment
for loan of $1000		APR*
Vehicle Year
2022 - 2023		Up to 60 months$19.105.49%
72 months$16.575.99%

Used Auto LoansTermMonthly Payment
for loan of $1000		APR*
Vehicle Year
2019 - 2022		Up to 60 months$19.335.99%
72 months$16.696.24%
2015- 2018 Up to 60 months$19.335.99%
2011 - 201436 months$31.337.99%
Click here to Apply Online
*APR = Annual Percentage Rate effective March 13, 2023. Advertised rates reflect a 1% discount and is only valid if payments are automatically deducted from a Stoughton Co-Operative Bank checking account which has established direct deposit. A new (2022-2023 never registered vehicle) auto loan at 5.49% APR for 60 months would have monthly payments of $19.10 per $1,000.00 borrowed. Without the 1% discount option the Annual Percentage Rate is 6.49% with monthly payments of $19.56 per $1,000.00 borrowed. A used (2019-2022) auto loan at 5.99% APR for 60 months would have monthly payments of $19.33 per $1,000 borrowed. Without the 1% discount option the Annual Percentage Rate is 6.99% with monthly payments of $19.80 per $1,000.00 borrowed. For qualified applicants financing may be available for new and used vehicles up to 100% of purchase price plus sales tax. Vehicles must have fire, theft and collision insurance coverage. Rates and terms are subject to change at any time without notice. Bank may withdraw offer at any time. Other restrictions and conditions may apply. All loan applications are subject to credit approval.

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