New & Used Car Loans

Time to drive away happy.

Are you looking to buy a new car or get a better deal on your loan? Stoughton Co-Operative Bank offers loans that put you in the best driver’s seat.

Apply today or fill out our interest form below to learn more.

Apply Online Today!

Buy

It’s time to find a rate to help you drive off the lot. With flexible options on new or used cars, you can buy from a dealer, the classifieds, or a friend. Plus, we’ll get you on the road quickly with loan decisions available within one business day.

Refinance

If you are looking to put some money back in your pocket, we can help you refinance or buy out your current lease. Access a great rate that’s better than the one you got when you walked out of the dealership.

Vehicle YearsTermMonthly payments for loan of $1,000APR*
Auto Loans – New2025 – 2026Up to 60 months$19.10 5.49%
2025 – 202672 months$16.46 5.74%
Auto Loans – Used2022 – 2025Up to 60 months$19.22 5.74%
2022 – 202572 months$16.575.99%
2018 – 2021Up to 60 months$19.225.74%
2016 – 201736 months$31.227.74%
Personal Loans$7,500.00 3 Years$35.65 16.99%
$5,000.00 2 Years$47.07 11.99%
*Annual Percentage Rate (APR) effective January 29, 2026. Rates and terms are subject to change at any time without notice. Bank may withdraw offer at any time. Other restrictions and conditions may apply. All loan applications are subject to credit approval.

For qualified applicants financing may be available for new and used vehicles up to 100% of purchase price plus sales tax. Vehicles must have fire, theft and collision insurance coverage.

Quick Contact Form

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Information sent through our contact form is not secure, use this contact method for general information requests. Time-sensitive requests or private information, such as account numbers, should not be sent through our form. Never disclose any personal, financial or account details through this form, online or through social media. Stoughton Co-Operative Bank will never ask for account information, passwords, Social Security Numbers, etc. online or through social media. Please call (781) 344-3080 to speak directly with a member of our team concerning any sensitive information.

Time to Get Started

Here to help neighbors finance their expenses

Auto and Personal Loans

We offer a range of programs.

Check Loan Rates

Car Loan Calculator

Use this calculator to help you determine your monthly car loan payment or purchase price.

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Talk to Our Team

Here to help you with any questions.

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Smart, Affordable Accounts

We know life is busy. At Stoughton Co-Operative Bank, we have accounts that are made to help you easily manage your money on your time.

Learn more about Checking Accounts.

We’re Here to Help

You have goals and dreams that you want to achieve. At Stoughton Co-Operative Bank, we are here to help you bring them to life.

Visit one of our branches.

It’s time to bank local.

To learn more about how Stoughton Co-Operative Bank can help you succeed and reach your goals, call (781) 344-3080, stop by one of our locations, or use our contact form.